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A home of your own.

Find out whether a county SHIP program may be an option for your home purchase.

Illustration of a couple receiving the keys to a Florida home.

You don’t have to choose a program first.

Counseling helps you review your situation and understand your options before considering a particular loan or housing program.

Options to explore with your counselor.

USDA loan packaging

Help preparing a Section 502 or 504 application for USDA Rural Development. USDA determines eligibility and approval.

Explore USDA loan packaging

SHIP down-payment assistance

Ask about county-administered assistance for buying a home. Availability and requirements depend on your county.

Learn about SHIP

Mutual self-help housing

Build alongside other participating households, contributing labor to one another’s homes with supervised construction.

See how self-help housing works

Start with your questions.

Talk with FNPH about your housing options.