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Help with a down payment.

Find out whether a county SHIP program may be an option for your home purchase.

A couple beside a rural Florida home. Generated cinematic concept, not a documentary FNPH photograph.

Start with your county.

SHIP assistance is managed by counties. Funding, requirements, and availability depend on where you plan to buy.

Understand the options near you.

SHIP is Florida’s State Housing Initiatives Partnership. FNPH can take your inquiry and follow up about local down-payment assistance.

An inquiry is not an application approval or a promise of funding.

Counties you can ask about

  • Hardee
  • Highlands
  • DeSoto
  • Indian River
  • St. Lucie
  • Okeechobee

Highlands is listed in FNPH’s current service information. The team confirms availability in other counties by phone.

SHIP inquiry