You don’t need to have it all figured out.
Start with your questions. A HUD-certified counselor can help you understand your housing options and decide what to do next.
Prepare to buy a home.
Review your readiness, learn about the homebuying process, and explore options before you commit.
Build credit and a budget.
Review your credit reports, plan a budget, and set goals. You can start even if buying a home is further away.
Keep the home you have.
Talk about the costs of owning a home. If you are behind on your mortgage, select that option when you request a callback.
Learn with others.
Homebuyer workshops explain the buying process. One-on-one counseling is available afterward.
What happens next.
- Share how to reach you
Tell us your name, phone number, county, and what you need help with.
- Talk with a counselor
FNPH calls back. A counselor listens and helps you understand your options.
- Choose your next step
Explore counseling or a homeownership program that fits your situation. Credit and budget support can continue after buying a home.
A few things to know.
Do I need to be ready to buy?
No. Credit and budget counseling can help you prepare. Support can also continue after you buy a home.
What if I’m ready for a USDA loan?
After counseling, USDA loan packaging may be your next step.